欧洲零售式银行业务的未来

书籍目录

Foreword by Guy WarrenPrefaceAcknowledgements1 Setting the scene  Banks，money and the payments system  Banks as intermediaries  The role offl bank  The threat from non—banks and near-banks  Are credit cards a threat to banks?  E—banking：competition from non．banks and near-banks  Conclusions2 The challenges  The squeeze on bank interest income  Developments in capital markets  Decline in corporate bank lending  The euro and the customer  Some conclusions3 Transparency and accountability  New accounting standards  Developments in corporate governance4 France：seven slices of the cake  The banking system  Government—sponsored savings  Banking strategies    Conclusion5  Germany: a level playing field  The cooperative banks  The Sparkassen  The mortgage banks  The EC judgements  The impact of the EC  The impact of tax reforms  Retail banking strategy6  Italy: fast-track banking  Developments in the 1990s  Banking strategies  Spain: off to a flying start  Early deregulation  Two main categories of bank  Banking strategies  Scandinavia: a silver lining  The banking crisis  Banking strategies  Netherlands: an early consolidator  The major banks  Room for manoeuvre  Banking strategies10 UK: another early consolidator  The banking system  Mergers and acquisitions  The current state of banking  Banking strategies  Appendix: the demutualisation of UK building societies  11  Looking to the future  The technology process and innovation  Banking customers and the dynamics of change  Technological developments  Implementation issues  Conclusions12  Who will jump first?

作者简介

Within Europe, the banking sector is commencing a period of considerable change and consolidation. Advances in technology, competition from the non-banking sector, the introduction of the Euro, a European Central bank and, possibly, pan-European Regulation, combined with the challenge from US banks, increased mergers and changing practices means 21st century banking is changing immeasurably. "The Future of Retail Banking in Europe" is written in an accessible style by Oonagh McDonald and Kevin Keasey, two of the leading authorities in the field and includes: in-depth analysis of the banking structures in all the major European markets; Foreword by Guy Warren, Head of Banking, Europe, Unisys Corporation; unique insights into the industry from the CEOs of major European banks; and the challenges being faced in the industry and predictions into what the future holds for retail banking in Europe. This book will be essential reading for middle and senior managers in the banking and financial service sectors, both suppliers and investors in the banking sector, and MBA students.

图书封面

 欧洲零售式银行业务的未来下载