出版社:John Wiley & Sons
出版日期:2006-4
ISBN:9780470837320
作者:Douglas Gray
页数:256页
书籍目录
AcknowledgementsPrefaceIntroduction: Before You Think about Buying a PropertyPart Ⅰ - REAL ESTATE BASICS Chapter 1: How the Real Estate Market Works Chapter 2: Buying a House: The First Steps Chapter 3: Why Buying a Condominium Is a Different Animal Chapter 4: Is the Price Right? Chapter 5: Getting Expert Advice Before You BuyPart Ⅱ - ALL ABOUT MORTGAGES Chapter 6: Mortgage Basics Chapter 7: Mortgages Dofft Come Cheap! Chapter 8: Finding the Mortgage That's Right for You Chapter 9: What Happens If You Can't Keep Up with Payments? Chapter 10: Government Programs That Can Help the Homebuyer Chapter 11: Ways to Help with Mortgage Payments Chapter 12: Some Financial Options for Seniors. Chapter 13: Creative Financing Secrets Chapter 14: Renew, Refinance, and Renegotiate Chapter 15: Investing in MortgagesAPPENDIX Checklist 1: Preparing for a Mortgage Checklist 2: Purchase Expenses Checklist Sample Form #1: Personal Cost-of-Living Budget (Monthly) Sample Form #2: Personal NetWorth Statement Sample Form #3: Calculating Your Gross Debt-Service (GDS) Ratio Sample Form #4: Calculating Y our Total Debt-Service (TDS) Ratio Helpful Websites GlossaryIndexReader Feedback and Educational ResourcesAbout the Author
作者简介
Make this book your first stop when shopping for a mortgage! Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products? Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage. Among the key topics discussed are: Types and sources of mortgages Mortgages and your RRSP How to renew, refinance, or prepay a mortgage How to invest in mortgages Creative financing techniques Government assistance Special options for seniors Pitfalls to avoid And much, much more, including a glossary, checklists, forms, and helpful websites. Written by one of Canada's most respected real estate experts, let Mortgages Made Easy help you obtain the financing that's right for your home or investment property.