出版社:Oversea Publishing House
出版日期:2008-1
ISBN:9780470178898
作者:Kerry Pechter
页数:338页
书籍目录
Introduction Part I: Annuities: A Blend of Insurance and Investment Chapter 1: Making Sense of Annuities Chapter 2: Using Annuities to Meet Retirement Challenges Chapter 3: Dissecting an Annuity Chapter 4: Weighing the Pros and Cons of Annuities Chapter 5: Deciding Whether an Annuity Is Right for You Part II: Identifying the Main Types of Annuities Chapter 6: Saving with Fixed Annuities Chapter 7: Experimenting with Index Annuities Chapter 8: Meeting the New Generationof Variable Annuities (VAs) Chapter 9: Financing Your Retirement with an Income Annuity Chapter 10: Aging Gracefully with an ALDA Part III: Making the Most of Your Annuity Chapter 11: Structuring Your Annuity Correctly Chapter 12: Optimizing Your Variable Annuity (VA) Investments Chapter 13: Accessing, Escaping from, or Converting Your Annuity Chapter 14: The Taxing Side of Annuities Part IV: Navigating the Annuity Superstore Chapter 15: Getting Creative with Annuities Chapter 16: Going to Meet the (Sales) Representative Chapter 17: Avoiding Annuity Pitfalls Part V: The Part of Tens Chapter 18: Ten Essential Annuity Expressions Chapter 19: Ten Questions to Ask Before You Sign a Contract Chapter 20: Ten Factors that Determine Longevity Chapter 21: Ten Web Sources for More Annuity Information Appendix A: Key Research Sources Appendix B: Protection from Insurer Default Appendix C: General Rule for Pensions and Annuities Glossary Index
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Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3 rd Edition . This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3 rd Edition , gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.